Build Wealth, Reduce Tax: A Property Investment Guide for Healthcare Professionals
- Healthcare Home Loans
- May 26
- 2 min read
At Healthcare Home Loans, we recently hosted a power-packed webinar on “Building Wealth Through Real Estate” designed exclusively for healthcare professionals looking to grow their property portfolios and reduce tax. If you missed it, here’s the recap you need.
Why Property Investment?
Co-founder Domenic Nesci broke down why property remains a powerful wealth-building tool:
Tangible Asset: You can see and touch your investment.
Long-Term Growth: Historically 5.4% annual growth (CoreLogic).
Leverage: Use a $100K deposit to control a $1M asset.
Passive Income + Tax Benefits: Rental income + depreciation = smart financial strategy.
💡 Real estate lets you multiply your earnings while reducing taxable income.
Smarter Finance for Investors
Carla, Head of Lending, shared insights into investment loan strategies:
Interest-Only Loans: Lower repayments, ideal for early-stage investors.
Principal & Interest: Best for long-term equity growth.
Loan Structuring: Use multiple banks to match your goals and increase borrowing capacity.
🔎 With over 50 lenders, we find the best fit for your goals, not just the lowest rate.
Slash Tax & Maximise Cash Flow
David Guerrero, expert tax accountant, discussed:
Negative Gearing: Offset rental losses against your income.
Depreciation: Claim deductions on wear and tear, up to $10K–$15K annually.
Equity Strategy: Use your home’s growth to fund investment purchases—with tax-deductible interest.
Your investment could generate a $10K refund while costing just $5K out-of-pocket per year.
Pay Off Your Home Sooner
Use investment property tax returns to:
Make extra home loan repayments.
Shave 11 years off a 30-year mortgage.
Save over $480,000 in interest.
Using compound interest to your advantage means retiring mortgage-free, faster.
Exclusive Perks for Healthcare Workers
✅ Up to 100% LMI waivers
✅ Discounted rates
✅ Higher borrowing power using locum/overtime income
✅ Expert support from start to settlement
Need help refinancing or planning your next move?
📚 BONUS: Write a loan with us this month and get Domenic’s book “You Won’t F*ck It Up: Buying Property is Easier Than You Think” for FREE.
Comments