Let’s make rate types less confusing and more aligned with your lifestyle, income, and financial goals. Choosing between fixed, variable or split rate loans can feel like trying to predict the future. But it doesn’t have to be daunting. When you understand how each option works, especially through the lens of healthcare work, the choice becomes much clearer.

If you’re a doctor, nurse, or allied health professional, your stable income puts you in a strong position to buy a home, but saving a large deposit while renting and working long shifts can be tough. A guarantor home loan can help you get into the market sooner, often without paying costly Lenders Mortgage Insurance (LMI), potentially saving you tens of thousands. This guide covers what a guarantor loan is, the benefits for healthcare workers, key considerations for guaranto

If you're a doctor in training, a nurse working locum shifts, or a healthcare worker regularly relocating for placements,  you might feel like owning property is out of reach. How do you buy a home when your work demands flexibility and constant movement? That’s where rentvesting comes in. It’s a powerful strategy that lets healthcare professionals invest in property, build long-term wealth, and maintain lifestyle flexibility, all at once.

If you're a healthcare worker thinking, "I should buy soon… but I don’t even know where to begin" - you’re not alone. Life is demanding. The property market feels confusing. But the truth is: You don’t need to figure it all out on your own, and getting started is easier than you think.

Step 1: Know Your Current Rate Log into your internet banking or grab your last loan statement. Find the interest rate listed - make sure it’s your current variable or fixed rate, not the comparison rate.

Amid the busy end-of-financial-year rush, it's easy to push your own financial well-being to the bottom of the list. But this June, we’re making it easier than ever to prioritise yourself with a free Financial Health Check designed exclusively for healthcare professionals.

Dr. Amy was ready to buy her $2.2M dream home—but her new private billing income wasn’t accepted by the bank. Healthcare Home Loans stepped in, secured a 5% deposit approval without payslips, waived $93K in LMI, and dropped her rate to 5.99%. She saved $257K upfront, cut nearly $950K in interest, and reduced her loan term by 6+ years. All from one smart conversation with Australia's healthcare lending specialists.

Last week, our team proudly joined thousands of Australians in celebrating Crazy Socks 4 Docs Day; a heartfelt initiative dedicated to breaking down the stigma around mental health in medicine.

Thinking about buying your first home as a healthcare professional? Now’s the time. Discover the 3 essential pillars—grants and schemes, smart finance, and strategic buying—to unlock your path to homeownership. Learn how to access low deposit loans, avoid LMI, and make confident property decisions with expert guidance tailored just for healthcare workers.

Why This Matters Financial stress among healthcare workers is a growing concern, affecting job performance, mental health, and overall...

Finding the right mortgage can be challenging, especially for healthcare workers with unique financial situations and demanding...

You're ready to apply for a home loan— this is a major milestone! As a healthcare professional, being prepared and having your documents...