Next Home Buyer Loans for Healthcare Professionals

At Healthcare Home Loans, we help healthcare professionals take the next step in their property journey with tailored lending solutions and expert guidance. Whether you’re upsizing for your growing family, relocating for work, or ready to downsize, we make the process simple, smart, and stress-free.

Start your journey

Next Home Buyer Benefits

Lower Deposits

Get into your new home sooner with as little as a 10% deposit.

Waived LMI (lenders Mortgage Insurance)

Waived Lenders Mortgage Insurance (LMI) up to 95% LVR.

Premium Free Service &
Fast Tack Approvals

From initial consultation to settlement we handle the entire process for you, 100% for free.

Next Home Buyers

From your first property, to your next move, we tailor lending strategies for every stage of your healthcare career.

Check your Borrowing Capacity

See what you can afford using our borrowing capacity calculator.

Calculators

We Help Healthcare Professionals

Doctors & Specialists

How we help Next Home Buyers

Expert Guidance

Understand your options with bridging loans, using equity, and structuring repayments effectively.

Bridging Loan Support

We help you manage the transition between homes, even if you're buying before selling.

Pre-Approval Support

Get clarity on your borrowing capacity so you can plan with confidence.

Ready to Take the Next Step?

Book A Free Discovery Call

Jenny, Admin, NSW

“I recently worked with Dominic Nesci from Healthcare Home Loans to secure a home loan, and I couldn't be happier with the service provided. From start to finish, the transaction was incredibly fast, smooth, and successful. Domenic demonstrated exceptional professionalism and expertise throughout the entire process. He always responded to my inquiries, with clear and concise answers that helped me understand each step. The efficiency with which he handled everything was impressive, ensuring that there were no delays or hiccups along the way. The entire experience was stress-free. I highly recommend Domenic and his team to anyone in need of a home loan. Their dedication to excellent customer service and their ability to deliver results quickly and effectively make them an outstanding choice. Thank you Domenic & team, for helping me secure my new home!”

Ready to Take the Next Step?

Whether you're buying your first home, upgrading, or investing for the future. We’re here to help you make confident, informed decisions.

Speak with a specialist who understands healthcare income, shift work, and how to unlock exclusive benefits just for you.

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Frequently Asked Questions

How does a bridging loan work?

A bridging loan is a short-term loan that covers the gap between buying a new home and selling your current one. The lender looks at your total debt and reduces it once your existing home sells. Rates can be higher, so timing is important.

Can I use the equity in my current home for the next purchase?

Yes, many buyers use equity in their current home as a deposit. Lenders typically allow borrowing up to 80% of the property’s value (more with LMI), which is handy if your home has increased in value.

Do healthcare professionals get special home loan benefits?

Yes! Many lenders offer healthcare workers lower deposits, waived LMI, higher borrowing power, and specialist loans, and we connect you to them.

Will my overtime and shift allowances count toward my borrowing power?

Yes, many lenders recognise healthcare income streams like overtime, shift penalties, and salary packaging. A broker who understands your pay structure can often increase your borrowing capacity.

More FAQ's