Property Investment
Loans for Healthcare Professionals
At Healthcare Home Loans, we help healthcare professionals turn property into a long-term financial asset. Whether you're buying your first investment property or expanding your portfolio, our team offers expert guidance and lending solutions tailored to your profession and goals.
Healthcare Benefits
Larger loans,
Smaller Deposits
Get into your home or investment sooner with as little as 5% deposit.
Waived LMI and
Discounted Rates
Waived Lenders Mortgage Insurance (LMI) up to 95% LVR. Waived Stamp duty fee. Gain access to exclusive,
industry-specific interest rates.
Premium Free Service &
Fast Tack Approvals
From initial consultation to settlement we handle the entire process for you,
100% for free.
How we help Property Investors
Expert Guidance
We help you structure your loan, understand tax-effective options, and plan for future growth.
Pre-approval Support
Know your borrowing power upfront to move quickly when the right opportunity comes along.
Equity & Growth Strategies
Leverage the equity in your current home to fund new investments - without starting from scratch.
Frequently Asked Questions
Can I use my healthcare income to get an investment loan?
Yes. We work with lenders who understand healthcare income, including overtime, shift allowances, and salary packaging, to help maximise your borrowing power.
How much deposit do I need as a healthcare professional?
Depending on your role it could be as low at 5% - 10%. 3. Yes, there are many things you can claim such as expenses, fees, depreciation though you need to speak with your accountant or tax advisor.
Are there tax benefits for investment properties?
Yes. You may be able to claim expenses like loan interest, management fees, and depreciation. Always check with a tax advisor for your situation.
Will buying an investment property affect my ability to buy my own home?
Buying an investment means youre taking on debt as a liability which can impact your overall borrowing capacity, whilst it does include rental income, it's best to speak with a broker to run the scenario that suits you and your long term goals.
Rentvesting
