FAQ's

Yes. Frequent changes are common in aged care. As long as you have consistent work history, we can help show your employment stability - even across multiple providers or short contracts.

Yes. As long as one applicant qualifies under our allied health lending criteria, we can structure the loan so both of you benefit from favourable terms like waived LMI and tailored repayments.

Yes. We assist many allied health workers on 482, 491, and other skilled visas. Your visa type, employment status, and future pathway to PR are all considered when assessing your eligibility.

It can, but some lenders take a lighter approach when assessing HELP debts for allied health professionals, especially if your income has a strong upward trajectory.

Yes. If you're moving into a new role, transitioning to private work, or receiving a scheduled pay rise, we can use that income to structure your loan with a higher borrowing limit, before it's reflected in your bank account.

Yes. If you're ready to invest in a space for your allied health business, we offer commercial loan options tailored to healthcare professionals, with competitive rates and flexible term

Not always. If you're provisionally registered or have secured employment, we can often get you conditionally approved based on your career pathway and future earning capacity.

Yes. If you anticipate income changes, we can build flexibility into your loan, through offset accounts, redraw features, or split loans, to support financial stability during transitions.