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Home Loans Exclusively for 
Nurses & Midwives

We understand your career, income, and goals; and fight to get you the lending benefits you deserve.

Where Are You on Your Nurses Wealth Path?

Whether you’re just starting out or planning your next move, we tailor lending strategies for every stage of your healthcare career.

Early Career
First Home Buyers &
First-Time Investors

Buy your first home with as little as 5% deposit and no LMI.

Get into the market sooner, avoid unnecessary costs, and start building equity while you focus on your career and

future plans.

Mid-Career
Upgraders, Refinancers & Property Investors

Leverage your equity, access cashback, or improve your rate. Upgrade your home or purchase your first investment property with a strategy built around your income, shifts, and

future goals.

Senior career 
Building Wealth &
Lifestyle Freedom

Make your money work harder while you work fewer hours. Use offset accounts, debt recycling, or equity to invest, reduce repayments, and plan for long-term flexibility.

Bell, Nurse, TAS

“Thank goodness for Carla, Marguerite and the team at Healthcare Home Loans. They provided the best experience and really went above and beyond with their service. Absolutely outstanding guidance and support which made me feel more confident. Carla is super knowledgeable, helpful and I couldn't recommended them more.”

We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders.

We work with over 50 Lenders
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Ready to Take the Next Step?

Whether you're buying your first home, upgrading, or investing for the future. We’re here to help you make confident, informed decisions. 

Speak with a specialist who understands healthcare income, shift work, and how to unlock exclusive benefits just for you.
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Step 1:

Book a Discovery Call

We’ll understand your goals and give you a clear view of what’s possible, whether you’re buying your first home, upgrading, or investing.

 

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Step 2:

Tailored Loan Strategy

Work with our senior lending specialist to build a plan around your role, income, and lifestyle; including access to exclusive benefits like waived LMI and

low-deposit options.

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Step 3:

Apply with Confidence

We’ll handle the paperwork, lender search, and coordination from start to finish, so you can stay focused on your career while we take care of the details.

Frequently Asked Questions

Can I get a home loan with a 10% deposit as a nurse or midwife?

Yes, as a nurse or midwife, you may be eligible for a 10% deposit loan with waived Lenders Mortgage Insurance (LMI), saving you thousands upfront.

Can part-time, casual, or contract nurses qualify for waived LMI?

Yes, part-time, casual, and contract nurses may still qualify. We work with lenders who understand variable income structures in healthcare.

 

Can I buy with a partner who isn’t a nurse or midwife?

Yes, you can buy with a partner who isn’t a nurse or midwife. As long as one of you is eligible, you may still access benefits like LMI waivers, low deposit options, and discounted rates. We’ll structure the loan to suit both of you.

 I’m a graduate on a probation period, can I still apply?

Yes, some lenders will accept newly graduated nurses or those on probation, especially in the healthcare industry. We’ll help present your case in the best light.

Nurses & Midwives
Wealth Blueprint

The Nurses & Midwives Wealth Blueprint is a strategic financial plan designed specifically for healthcare professionals, focusing on wealth creation, asset protection, and smart investment strategies. 

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Get in touch

Profession
Service
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Wealthi Money PTY Limited trading as Healthcare Home Loans PTY LTD ABN 27 656 632 969. Credit Representative Number 543542 is authorised under Australian Credit License Number 389328. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. CONTACT DISCLAIMER: The privacy of your personal information is important to us. By providing your personal information to Healthcare Home Loans you consent to be contacted by a representative of Healthcare Home Loans from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For more information, please refer to our Privacy Policy.

© 2025 by HealthcareHomeloans PTY LTD

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