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Property Investment
Loans for Healthcare Professionals

At Healthcare Home Loans, we help healthcare professionals turn property into a long-term financial asset. Whether you’re buying your first investment property or expanding your portfolio, our team offers expert guidance and lending solutions tailored to your profession and goals.

Start your journey

Healthcare Benefits

Larger loans, Smaller Deposits

Get into your home or investment sooner with as little as 5% deposit.

Waived LMI and Discounted Rates

Waived Lenders Mortgage Insurance (LMI) up to 95% LVR. Waived Stamp duty fee. Gain access to exclusive, industry-specific interest rates.

Premium Free Service & Fast Tack Approvals

From initial consultation to settlement we handle the entire process for you, 100% for free.

Property Investors

From your first investment property, to your extensive portfolio, we tailor lending strategies for every stage of your healthcare career.

Check your Borrowing Capacity

See what you can afford using our
borrowing capacity calculator.

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We Help Healthcare Professionals

Doctors & Specialists
Nurses & Midwives
Non-Clinical
Dentists
Aged Care
Allied Health

How we help Property Investors

Expert Guidance

We help you structure your loan, understand tax-effective options, and plan for future growth.

Pre-approval Support

Know your borrowing power upfront to move quickly when the right opportunity comes along.

Higher borrowing power

Know exactly what you can afford before you start shopping.

Ready to Take the Next Step?

Book A Free Discovery Call

Nelson, Project Manager, NSW

“We went from having major doubts and limited options to making it all happen. As a client we actually don’t see all the behind the scene hard work and endless hours that goes into a purchase, we just see the end result at settlement. Carla and Dom’s dedication and perseverance throughout this whole process was commemorable and for that they will always have my utmost admiration and trust. They never stopped fighting for me nor did they ever gave up on me. I cannot express the overwhelming gratitude and appreciation I have. They made the impossible, possible. The professionalism and quality I received from the team was amazing and I cannot thank them enough for making this all happen. Look forward to our future investments together, thank you team!.”

Jordan, Finance, NSW

"I cannot rate the team of Carla, Domenic, & Marguerite highly enough!! They were terrific in ensuring they found the right bank for me that would allow me to borrow what I needed for the investment property I wanted! I’d highly recommend anyone to this team no matter your occupation, these guys are specialists across the board. Thanks again team!!”

Kate , Doctor, NSW

“Had a fantastic experience with the whole team at Healthcare Home Loans - from start to finish! I'm writing this having moved into my new apartment and feeling really happy and satisfied. They went above and beyond to help me with every aspect of my property finding journey, and as a first home buyer I had lots of questions! Felt very supported the whole way through, especially during the nerve-racking period of making an offer. Highly recommend. Thanks guys!”

Deanne, Clinical Nurse Specialist, VIC

“Carla and the team were wonderful. I just bought my first home, and they were there to support and answer any questions I had throughout the whole process. I’m based in Victoria and they are based in NSW, but that was never an issue. Always very friendly, and easy to communicate with online / phone. Thank you again!”

Jocelyn, Registered Nurse, SA

“Carla, Dom and Marguerite were incredible in guiding me through the whole process. It was actually my first time trying to navigate the property game, so I had no clue how to approach it. Luckily, I had the team to support me! A special shout out to Carla though who really went out of her way to answer all of my questions and helping me even after-hours, during the entire process and most importantly at the pointy end of the settlement period. So ecstatic with the property purchase and everything. Can’t recommend them enough”

Dan, Physiotherapist, NSW

“These guys were incredibly helpful as we navigated our way through purchasing our first home! Very knowledgeable, patient and always quick to provide advice when needed. Couldn’t recommend them enough.”

Callum, NSW

"The team were incredibly helpful in guiding me through getting my first home loan and navigating each step of the way, even after I got the keys. Thanks again to Carla and the team for all their support!”

Deanne, Clinical Nurse Specialist, VIC

“Carla and the team were wonderful. I just bought my first home, and they were there to support and answer any questions I had throughout the whole process. I’m based in Victoria and they are based in NSW, but that was never an issue. Always very friendly, and easy to communicate with online / phone. Thank you again!”

Daniella, NSW

“I've had nothing short of the best experience acquiring my first home loan with the most organised, knowledgeable, professional and thorough team at Healthcare Home Loans. The entire process was smooth, and in light of my busy schedule they were always so accommodating in ensuring all my queries were met at times most convenient for me. I would recommend Carla and Domenic to absolutely anyone, especially medical health professionals. Because of this wonderful team, i've purchased my first home with ease and look forward to the next purchase with them.”

Ready to Take the Next Step?

Whether you’re buying your first home, upgrading, or investing for the future. We’re here to help you make confident, informed decisions. 

Speak with a specialist who understands healthcare income, shift work, and how to unlock exclusive benefits just for you.

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Frequently Asked Questions

Can I use my healthcare income to get an investment loan?

Yes. We work with lenders who understand healthcare income, including overtime, shift allowances, and salary packaging, to help maximise your borrowing power.

How much deposit do I need as a healthcare professional?

Depending on your role it could be as low at 5% - 10%. 3. Yes, there are many things you can claim such as expenses, fees, depreciation though you need to speak with your accountant or tax advisor.

Are there tax benefits for investment properties?

Yes. You may be able to claim expenses like loan interest, management fees, and depreciation. Always check with a tax advisor for your situation.

Will buying an investment property affect my ability to buy my own home?

Buying an investment means youre taking on debt as a liability which can impact your overall borrowing capacity, whilst it does include rental income, it's best to speak with a broker to run the scenario that suits you and your long term goals.

More FAQ's

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