Whether you’re just starting out or planning your next move, we tailor lending strategies for every stage of your healthcare career.
Buy your first home with as little as 5% deposit and no LMI. Get into the market sooner, avoid unnecessary costs, and start building equity while you focus on your career and future plans.
Leverage your equity, access cashback, or improve your rate. Upgrade your home or purchase your first investment property with a strategy built around your income, shifts, and future goals.
Make your money work harder while you work fewer hours. Use offset accounts, debt recycling, or equity to invest, reduce repayments, and plan for long-term flexibility.
“Thank goodness for Carla, Marguerite and the team at Healthcare Home Loans. They provided the best experience and really went above and beyond with their service. Absolutely outstanding guidance and support which made me feel more confident. Carla is super knowledgeable, helpful and I couldn't recommended them more.”
“This company is great. They helped me so much buying my first property. Dom, Carla and Marguerite were amazing throughout all the process, made it so much simple and organised. I won’t hesitate to use them again. Definitely recommend. Thanks so much guys hope to see you soon”
“Highly Recommended! Carla made the entire mortgage process smooth, stress-free, and easy to understand. Her professionalism and clear communication made a real difference. We couldn’t be happier with the service!”
“We had an amazing experience with Healthcare Home Loans. From the start, the team guided us through each step, kept us up to date with any progress, were very contactable and answered any questions we had. We had the pleasure of working with Carla and Marguerite who were amazing - very knowledgable, reliable, approachable and provided us with ongoing support.”
“Domenic and Carla have been amazing helping us through our first home buying journey. They were very knowledgeable, organised and always contactable when we needed any advise. They guided us through the entire process from looking for properties to closing, and checked in even after. We truly appreciate all the support and guidance provided, and would definitely highly recommend them!!!”
Whether you’re buying your first home, upgrading, or investing for the future. We’re here to help you make confident, informed decisions.
Speak with a specialist who understands healthcare income, shift work, and how to unlock exclusive benefits just for you.
We’ll understand your goals and give you a clear view of what’s possible, whether you’re buying your first home, upgrading, or investing.
Work with our senior lending specialist to build a plan around your role, income, and lifestyle; including access to exclusive benefits like waived LMI and low-deposit options.
We’ll handle the paperwork, lender search, and coordination from start to finish, so you can stay focused on your career while we take care of the details.
Yes, as an Aged Care Professional, you may be eligible for a 10% deposit loan with waived Lenders Mortgage Insurance (LMI), saving you thousands upfront.
Yes, part-time, casual, and contract Aged Care Professionals may still qualify. We work with lenders who understand variable income structures in healthcare.
Yes, you can buy with a partner who isn’t a Healthcare Worker. As long as one of you is eligible, you may still access benefits like LMI waivers, low deposit options, and discounted rates. We’ll structure the loan to suit both of you.
Yes, some lenders will accept newly graduates, especially in the healthcare industry. We’ll help present your case in the best light.