mortgage broker

Most dentists buying their first home assume they need a 20% deposit. They have spent years studying, graduated with a HECS debt that can exceed $100,000, and are either employed at a practice or a year or two into associateship income that does not look straightforward on paper. So they save, wait, and assume the […]

A nurse earning $95,000 packages a $35,000 car through a novated lease. Her take-home pay goes up. Her tax bill drops. She’s saving roughly $3,200 a year compared to buying the car outright. Six months later, she applies for a home loan and gets approved for $60,000 less than she expected. Salary packaging a car […]