Can I get a home loan with a 10% deposit as an Aged Care Professional?

A 10% deposit may be possible depending on your financial circumstances, the property and lender criteria. Some eligible first home buyers may also have access to government schemes that allow a lower deposit.

Can part-time, casual or contract aged care professionals qualify for a home loan?

Yes, part-time, casual, and contract Aged Care Professionals may still qualify. We work with lenders who understand variable income structures in healthcare.

Can I buy with a partner who isn’t a Healthcare Worker?

Yes, you can apply with a partner who works outside healthcare. The loan options available will depend on both applicants’ circumstances, including income, employment, deposit and the lender’s eligibility criteria.

I’m a graduate on a probation period, can I still apply?

Yes, some lenders will accept newly graduates, especially in the healthcare industry. We’ll help present your case in the best light.

Home Loans Exclusively for Aged Care Professionals

We understand your career, income, and goals; and fight to get you the lending benefits you deserve.

Where Are You on Your
Aged Care Wealth Path?

Whether you’re just starting out or planning your next move, we tailor lending strategies for every stage of your healthcare career.

Early Career

First Home Buyers & First-Time Investors

Eligible first home buyers may be able to purchase with a low deposit through applicable government schemes or lender policies. Get into the market sooner, avoid unnecessary costs, and start building equity while you focus on your career and future plans.

Mid-Career

Upgraders, Refinancers & Property Investors

Explore ways to use your equity, review your current rate, or structure finance for your next property based on your circumstances and available lender offers. Upgrade your home or purchase your first investment property with a strategy built around your income, shifts, and future goals.

Senior career

Building Wealth & Lifestyle Freedom

Explore strategies involving offset accounts or available equity to manage your lending and support your longer-term property goals

Bell, TAS

“Thank goodness for Carla, Marguerite and the team at Healthcare Home Loans. They provided the best experience and really went above and beyond with their service. Absolutely outstanding guidance and support which made me feel more confident. Carla is super knowledgeable, helpful and I couldn't recommended them more.”

Esteban, QLD

“This company is great. They helped me so much buying my first property. Dom, Carla and Marguerite were amazing throughout all the process, made it so much simple and organised. I won’t hesitate to use them again. Definitely recommend. Thanks so much guys hope to see you soon”

Danush, NSW

“Highly Recommended! Carla made the entire mortgage process smooth, stress-free, and easy to understand. Her professionalism and clear communication made a real difference. We couldn’t be happier with the service!”

Brooke, WA

“We had an amazing experience with Healthcare Home Loans. From the start, the team guided us through each step, kept us up to date with any progress, were very contactable and answered any questions we had. We had the pleasure of working with Carla and Marguerite who were amazing - very knowledgable, reliable, approachable and provided us with ongoing support.”

Shehani, SA

“Domenic and Carla have been amazing helping us through our first home buying journey. They were very knowledgeable, organised and always contactable when we needed any advise. They guided us through the entire process from looking for properties to closing, and checked in even after. We truly appreciate all the support and guidance provided, and would definitely highly recommend them!!!”

We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders. We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders. We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders. We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders. We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders. We work with over 50 banks including all of the major banks, Commonwealth Bank, Westpac, ANZ, NAB, ING, Bank West, Macquarie and many more second tier lenders.

We work with over 50 Lenders

Ready to Take the Next Step?

Whether you’re buying your first home, upgrading, or investing for the future. We’re here to help you make confident, informed decisions.

Speak with a specialist who understands healthcare income and can help you explore lending options based on your role, income and circumstances.

Step 1:

Book a
Discovery Call

We’ll understand your goals and give you a clear view of what’s possible, whether you’re buying your first home, upgrading, or investing.

Step 2:

Tailored Loan Strategy

Work with our senior lending specialist to build a plan around your role, income and circumstances and explore suitable options across our lender panel.

Step 3:

Apply with Confidence

We’ll handle the paperwork, lender search, and coordination from start to finish, so you can stay focused on your career while we take care of the details.

Home Loans Exclusively for Aged Care Professionals