home loan

A nurse earning $95,000 packages a $35,000 car through a novated lease. Her take-home pay goes up. Her tax bill drops. She’s saving roughly $3,200 a year compared to buying the car outright. Six months later, she applies for a home loan and gets approved for $60,000 less than she expected. Salary packaging a car […]

A dentist buying a $1.2 million home with a 10% deposit would normally pay around $21,000 in Lenders Mortgage Insurance. Under the lending policies that apply specifically to dental professionals, that figure drops to zero. Most dentists find this out eventually. The ones who find it out before they start house hunting use it to […]