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Your Healthcare
Lending Specialists

As a NBMLHD employee, you’ve earned access to specialist mortgage advice and may qualify for exclusive bank offers:

Discounted rates

Negotiated exclusively for healthcare professionals

As low as 5% deposit

Exclusive low-deposit options for healthcare workers

$0 in LMI

Save up to $70,000 for qualified loans

Access to 50+ banks

We find the best fit for your situation

Free service for healthcare professionals

Platinum Broker service around your busy schedule

A complimentary conversation with a healthcare lending specialist.

Healthcare professional participating in the Get Financially Fit campaign
ONLY THIS QUARTER
Complete your free
Financial Fitness Check
to enter the draw.
ENTER THE DRAW $5,000 Health & Wellness Pack
GET STARTED

Register your interest below

Proudly supporting healthcare staff at Proudly supporting healthcare staff at

Calvary Health Care Kogarah
Garrawarra Centre
Prince of Wales Hospital
Royal Hospital for Women
St George Hospital
Sutherland Hospital
Sydney Hospital & Sydney Eye Hospital
War Memorial Hospital
Sydney Children's Hospital
Calvary Health Care Kogarah
Garrawarra Centre
Prince of Wales Hospital
Royal Hospital for Women
St George Hospital
Sutherland Hospital
Sydney Hospital & Sydney Eye Hospital
War Memorial Hospital
Sydney Children's Hospital
Total Prize Value Section
Total prize value

A $5,000 Health & Wellness Pack.

Four carefully selected rewards designed to help you feel stronger, switch off and recharge. One winner takes the entire pack.

12-week personal training prize
Care for your body

12-Week Physique Reset

Personalised coaching with Coach Ryan to help you train, eat and progress with clarity.

  • Initial 1:1 consultation
  • 12-week personalised training plan
  • Nutrition targets tailored to your lifestyle
  • Recipe book and coaching app access
Luxury holiday voucher prize
Care for your mind

Luxury Holiday Voucher

A restorative coastal escape designed to help you pause, switch off and recharge.

  • $1,500 holiday voucher
  • Use it toward a well-earned getaway
  • Choose a break that helps you properly switch off
  • A well-earned break after a busy season
Harvest Snaps wellness snack pack
Fuel your body

Harvest Snaps Snack Pack

A generous supply of better-for-you snacks for shifts, breaks, travel and home.

  • A generous selection of Harvest Snaps products
  • A broad mix of snack flavours
  • Convenient grab-and-go options
  • Everyday fuel for work and home
Di Stefano coffee package
Recharge your day

Di Stefano Coffee Package

A premium coffee experience to make mornings, breaks and post-shift resets feel better.

  • 12 x Di Stefano pod 10-packs, valued at $120
  • 6 x Di Stefano 1kg bags of coffee beans, valued at $388
  • A generous premium coffee supply for home or work
  • Made for better mornings, breaks and post-shift resets
What You'll Walk Away With - Simple Dark Theme
FREE FINANCIAL FITNESS CHECK

What you'll walk away with.

Practical answers to help you make your next financial decision with confidence.

Rate Check

Know if you're paying more than you need to.

Borrowing Capacity

See exactly what you could borrow today.

Healthcare Lending Benefits

Discover the benefits and lender offers you may qualify for.

Property Report

Get an estimate for your current or future property.

Healthcare Home Loans team meeting a healthcare professional at a hospital stall
NBMLHD HOSPITAL VISITS
MEET US IN PERSON

Want to come and say hi?

We’ll be visiting hospitals across NBMLHD over the coming months. Drop by, meet the team and pick up some free Healthcare Home Loans merch.

27
AUG 2026
Thursday

Nepean Hospital

09
SEP 2026
Wednesday

Nepean Hospital

24
SEP 2026
Thursday

Nepean Hospital

Come say hi and grab some free merch while stocks last.

Our Services

Everything you need, handled by specialists who know healthcare.

Whether you're buying your first home, growing your portfolio, or just want a better rate, we've got a service built for where you're at.

First Home Buyer

Get into your first home sooner than you think.

Hover to see details

First Home Buyer

  • Understand exactly how much you can borrow
  • Access low-deposit options and government grants
  • Clear step-by-step plan from application to settlement
  • No jargon, done hundreds of times for healthcare professionals

Next Home Buyer

Your next chapter deserves a smarter strategy.

Hover to see details

Next Home Buyer

  • Structure the transition so you're not caught between two properties
  • Access lender options that work around your current equity
  • Set up your next purchase for long-term growth
  • We handle the complexity so you can focus on the move

Investment Property

Build wealth while you build a career.

Hover to see details

Investment Property

  • Understand your borrowing capacity as a healthcare professional
  • Access lender perks others don't qualify for
  • Guidance on loan structure and tax implications
  • Grow your portfolio without the guesswork

Refinance

You might be paying more than you need to.

Hover to see details

Refinance

  • Full comparison across 50+ lenders at no cost
  • Find out if a better rate exists in under 15 minutes
  • We handle the entire switch, paperwork and all
  • We work around your roster, not the other way around

Commercial

Finance your practice, not just your home.

Hover to see details

Commercial

  • Purchase a clinic, medical suite or commercial space
  • Lenders who understand healthcare businesses
  • Loan structures built around how a practice operates
  • From sole practitioners to group practices

Car Loan

Drive away with a better deal.

Hover to see details

Car Loan

  • Competitive rates across a wide range of lenders
  • Personal vehicles or cars for your practice
  • Quick turnaround, handled alongside your other finance
  • One broker, everything sorted
YOUR TEAM

Who will you work with?

Real people, not call centres. Speak directly with specialists who work with healthcare professionals every day.

Domenic, CEO and Healthcare Lending Specialist

Domenic

CEO

Healthcare Lending Specialist

  • 20+ years in real estate and property finance
  • Business degree and dual diplomas in real estate and mortgage broking
  • Specialist in property finance and investment strategies
Carla, Head of Lending

Carla

Head of Lending

Senior Healthcare Lending Specialist

  • 15+ years in finance, lending and property investment
  • Bachelor of Business and Diploma of Finance and Mortgage Broking
  • Turns complex financial decisions into clear strategies
Andrew, Lending Associate

Andrew

Lending Associate

  • Health Sciences graduate with Honours
  • Background in client experience and business intelligence
  • Combines analytical thinking with a client-first approach
Raissa, Credit Analyst

Raissa

Credit Analyst

  • Bachelor of Finance and Information Technology
  • Former Infrastructure Advisory at KPMG
  • Brings accuracy, strong analysis and attention to detail
Minh, Customer Support

Minh

Customer Success

  • Master's Degree in Finance
  • 3+ years of customer support experience
  • Provides organised, responsive and reassuring client support
Aishwarya, Customer Experience Associate

Aishwarya

Customer Experience Associate

  • Master's Degree in Strategic Design
  • Background in client advisory and digital experience
  • Makes complex information clear and easy to understand

REVIEWS

Trusted by healthcare workers across Australia

Healthcare Home Loans place picture
Healthcare Home Loans
5.0
Based on 83 reviews
review us on
Ben profile picture
Ben
8 months ago
The entire home loan journey was smooth sailing working with Dom and Marguerite – very happy with how everything turned out for my first home purchase and I can highly recommend getting their assistance. Thanks team!
Anthony Macri profile picture
Anthony Macri
9 months ago
Carla helped my wife and I from start to finish to secure our loan with ease. The whole team at healthcare home loans were very helpful and made the whole process extremely easy. Thank you Carla and team for all your help!!
Lan Nguyen profile picture
Lan Nguyen
9 months ago
Healthcare Home Loans was amazing and helped us with the purchase of our first home. It’s such a massive and daunting process but Domenic was fantastic and walked us through each stage of the process, making us feel so much more at ease. He was super quick to respond to any questions we had and explained everything very clearly. It was such a smooth process working with Domenic and his team at Healthcare Home Loans. Thanks also to Marguerite and Raissa and the rest of the team who worked behind the scenes to help us with a smooth settlement. Cannot recommend this team enough – thank you!
Jemma Abel profile picture
Jemma Abel
9 months ago
Tough loan process with lots of setbacks, but the team at Healthcare Home Loans stuck with me the whole way. They pushed the bank, escalated deadlines, and kept me supported. Really appreciate the effort—thank you!
Sam Roby profile picture
Sam Roby
9 months ago
I’ve partnered with Healthcare Home Loans for a while now, and they consistently deliver. Reliable, proactive, and genuinely invested in the best outcomes for clients. Exceptional to work with.
A Chan profile picture
A Chan
10 months ago
I can’t thank Carla and her team enough for their support throughout the home hunting process. It was very difficult and stressful as I was moving interstate. Carla’s professionalism and communication made the process a lot easier and I can rest assured that I am in her good hands. You really want a broker who cares about your business like you do. That’s the main reason why I would love Carla to be my broker although another broker managed to get the same home loan package for me. A big THANK YOU to Carla!
Madeleine Gilchrist profile picture
Madeleine Gilchrist
11 months ago
We recently settled on our new home and couldn’t have done it without Carla and the team. From the very beginning, she was personable, approachable, and genuinely cared about helping us through the process. She went above and beyond at every stage, answering all our questions, keeping us updated, and making what could have been a stressful journey feel smooth and manageable.
Her professionalism, dedication, and warm manner made us feel supported and confident the whole way through. We are so grateful for all her hard work and highly recommend Carla to anyone looking for a broker who truly goes the extra mile.
Shiny profile picture
Shiny
1 year ago
Carla and Marguerite have been excellent communicators and very reliable to go to for help with my mortgage and property buying journey. The team are very responsive and appreciative of time poor healthcare workers. When it came time to move quickly, Carla was flexible, efficient and kept her lines of communication open. Would absolutely go with this team again in future.

COMMON QUESTIONS

Not sure where to start?

These are the questions we hear most often — and the ones we’re here to help you work through.

Can I still get approved if I've recently changed facilities or roles?
+
Yes. Frequent changes are common in aged care. As long as you have consistent work history, we can help show your employment stability — even across multiple providers or short contracts.
Can I buy with a partner who isn't in healthcare?
+
Yes. As long as one applicant qualifies under our allied health lending criteria, we can structure the loan so both of you benefit from favourable terms like waived LMI and tailored repayments.
Can I get a home loan while on a temporary visa?
+
Yes. We assist many allied health workers on 482, 491, and other skilled visas. Your visa type, employment status, and future pathway to PR are all considered when assessing your eligibility.
Will my HECS/HELP debt affect my borrowing power as a health worker?
+
It can, but some lenders take a lighter approach when assessing HELP debts for allied health professionals, especially if your income has a strong upward trajectory.

Our Service is Free

We offer expert mortgage broking services at no cost to you, ensuring you get the best loan without any hidden fees.

Book A Discovery Call
Refer a friend

Know someone we could help too?

If you were happy with your experience with Healthcare Home Loans, we'd love for you to pass our name on.

Contact

info@healthcarehomeloans.com.au

02 5943 9436

Sydney

Shop 7/3 Reserve Rd, St Leonards NSW 2065 

Melbourne

3 Albert Coates Ln, Melbourne 3000

Stay up-to-date

Follow us on social media for expert tips, updates, and insights tailored for healthcare professionals!

Quick Links

Wealthi Money PTY Limited trading as Healthcare Home Loans PTY LTD ABN 27 656 632 969. Credit Representative Number 542543 is authorised under Australian Credit License Number 389328. This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. CONTACT DISCLAIMER: The privacy of your personal information is important to us. By providing your personal information to Healthcare Home Loans you consent to be contacted by a representative of Healthcare Home Loans from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe from by notifying us and we will no longer send this information to you. For more information, please refer to our Privacy Policy.

© 2026 Wealthi Money Pty Ltd trading as Healthcare Home Loans