Healthcare

Your Healthcare Lending Specialists

As a SESLHD employee, you’ve earned access to specialist mortgage advice, exclusive bank offers, and over $7,150 in complimentary services at no cost to you.

Discounted rates
Negotiated exclusively for healthcare professionals
As low as 5% deposit
Exclusive low deposit options for healthcare workers
$0 in LMI
Save up to $70,000 for qualified loans
Access to 50+ banks
We find the best fit for your situation
Free Service for Healthcare
Platinum Broker Service around your business schedule

Official SESLHD Partner — Exclusive benefits for staff at Official SESLHD Partner
Exclusive benefits for staff at

Calvary Health Care Kogarah
Garrawarra Centre
Prince of Wales Hospital
Royal Hospital for Women
St George Hospital
Sutherland Hospital
Sydney Hospital & Sydney Eye Hospital
War Memorial Hospital
Sydney Children's Hospital
Calvary Health Care Kogarah
Garrawarra Centre
Prince of Wales Hospital
Royal Hospital for Women
St George Hospital
Sutherland Hospital
Sydney Hospital & Sydney Eye Hospital
War Memorial Hospital
Sydney Children's Hospital

HOW IT WORKS

Your complete lending strategy

No jargon, no pressure. Just a clear picture of where you stand, what you qualify for, and exactly how to get there.

15 min · Discovery

Find out where you stand

A quick fact-finding session — we learn your goals and current situation so we can give you real, relevant advice from day one.
  • Your goals and financial position
  • Rate review vs your current lender
  • Government and bank incentives you may qualify for
  • Healthcare-exclusive bank offers

30 min · Strategy

Set your loan strategy

Meet with a fully qualified healthcare lending specialist and take away a documented strategy built around your goals.
  • Your exact borrowing capacity
  • Structure, timeframes, and costs outlined
  • A written lending strategy to keep
  • BONUS – A free copy of “You Won’t F*ck It Up – Buying Property is easier than you think”  

30 min · SOLUTION

Pick your bank

Your specialist presents the top 3 lenders that fit your strategy — with a full comparison so you can decide with complete confidence.
  • Top 3 banks matched to your needs
  • Maximum borrowing at cheapest structure
  • Full costs analysis simplified
  • Ready to apply when you are
You Won't F*ck It Up
Strategy Meeting Bonus Value $27

You Won't F*ck It Up — free with your strategy session

A complimentary copy of Dom's straight-talking property guide — collect it when we visit your hospital.

We visit SESLHD hospitals regularly. Check below to find the next date near you.

Your SESLHD Benefits Package

Everything included,
at no cost to you

You dedicate your career to caring for others, so we built a package that takes care of you.

Total Package Value

$7,150

Complimentary for all SESLHD healthcare professionals

Healthcare Lending Bundle Included for all

A full 1-hour consultation with a qualified healthcare lending specialist — your complete lending picture reviewed by someone who works exclusively with healthcare professionals.

Professional-grade suburb data — comparable sales, growth trends, and infrastructure pipelines for any area you're considering.

Save $200 with our trusted legal partners on your settlement costs.

$150 off with our preferred accounting partners initial consultation, including healthcare-savvy investment structuring advice.

Know exactly where you stand before you apply. No surprises when it counts most.

Property Buyer Bundle Bundle unlocked

$5,000 discount on a full buyer's agent service for home buyers or investors with our referred partner.

Applies when using our referred buyer's agent partner

A complimentary depreciation schedule for investment property buyers. Maximise your tax return from day one.

For investors purchasing with our referred buyer's agent

Up to $500 of professional building and pest inspection reports so you buy with complete confidence.

For owner-occupiers purchasing with our referred buyer's agent

Our Services

Everything you need, handled by specialists who know healthcare.

Whether you're buying your first home, growing your portfolio, or just want a better rate, we've got a service built for where you're at.

First Home Buyer

Get into your first home sooner than you think.

Hover to see details

First Home Buyer

  • Understand exactly how much you can borrow
  • Access low-deposit options and government grants
  • Clear step-by-step plan from application to settlement
  • No jargon, done hundreds of times for healthcare professionals

Next Home Buyer

Your next chapter deserves a smarter strategy.

Hover to see details

Next Home Buyer

  • Structure the transition so you're not caught between two properties
  • Access lender options that work around your current equity
  • Set up your next purchase for long-term growth
  • We handle the complexity so you can focus on the move

Investment Property

Build wealth while you build a career.

Hover to see details

Investment Property

  • Understand your borrowing capacity as a healthcare professional
  • Access lender perks others don't qualify for
  • Guidance on loan structure and tax implications
  • Grow your portfolio without the guesswork

Refinance

You might be paying more than you need to.

Hover to see details

Refinance

  • Full comparison across 50+ lenders at no cost
  • Find out if a better rate exists in under 15 minutes
  • We handle the entire switch, paperwork and all
  • We work around your roster, not the other way around

Commercial

Finance your practice, not just your home.

Hover to see details

Commercial

  • Purchase a clinic, medical suite or commercial space
  • Lenders who understand healthcare businesses
  • Loan structures built around how a practice operates
  • From sole practitioners to group practices

Car Loan

Drive away with a better deal.

Hover to see details

Car Loan

  • Competitive rates across a wide range of lenders
  • Personal vehicles or cars for your practice
  • Quick turnaround, handled alongside your other finance
  • One broker, everything sorted

YOUR TEAM

Who will you work with?

Real people, not call centres. When you book a Discovery Call, you’ll speak directly with a specialist who works with healthcare professionals every day.

REVIEWS

Trusted by healthcare workers across Australia

Healthcare Home Loans place picture
5.0
Based on 83 reviews
powered by Google
Ben profile picture
Ben
09:17 17 Dec 25
The entire home loan journey was smooth sailing working with Dom and Marguerite – very happy with how everything turned out for my first home purchase and I can highly recommend getting their assistance. Thanks team!
Anthony Macri profile picture
Anthony Macri
07:05 02 Dec 25
Carla helped my wife and I from start to finish to secure our loan with ease. The whole team at healthcare home loans were very helpful and made the whole process extremely easy. Thank you Carla and team for all your help!!
Lan Nguyen profile picture
Lan Nguyen
19:53 25 Nov 25
Healthcare Home Loans was amazing and helped us with the purchase of our first home. It’s such a massive and daunting process but Domenic was fantastic and walked us through each stage of the process, making us feel so much more at ease. He was super quick to respond to any questions we had and explained everything very clearly. It was such a smooth process working with Domenic and his team at Healthcare Home Loans. Thanks also to Marguerite and Raissa and the rest of the team who worked behind the scenes to help us with a smooth settlement. Cannot recommend this team enough – thank you!
Jemma Abel profile picture
Jemma Abel
00:36 25 Nov 25
Tough loan process with lots of setbacks, but the team at Healthcare Home Loans stuck with me the whole way. They pushed the bank, escalated deadlines, and kept me supported. Really appreciate the effort—thank you!
Sam Roby profile picture
Sam Roby
03:42 19 Nov 25
I’ve partnered with Healthcare Home Loans for a while now, and they consistently deliver. Reliable, proactive, and genuinely invested in the best outcomes for clients. Exceptional to work with.
A Chan profile picture
A Chan
23:36 23 Oct 25
I can’t thank Carla and her team enough for their support throughout the home hunting process. It was very difficult and stressful as I was moving interstate. Carla’s professionalism and communication made the process a lot easier and I can rest assured that I am in her good hands. You really want a broker who cares about your business like you do. That’s the main reason why I would love Carla to be my broker although another broker managed to get the same home loan package for me. A big THANK YOU to Carla!
Madeleine Gilchrist profile picture
Madeleine Gilchrist
02:05 20 Sep 25
We recently settled on our new home and couldn’t have done it without Carla and the team. From the very beginning, she was personable, approachable, and genuinely cared about helping us through the process. She went above and beyond at every stage, answering all our questions, keeping us updated, and making what could have been a stressful journey feel smooth and manageable.
Her professionalism, dedication, and warm manner made us feel supported and confident the whole way through. We are so grateful for all her hard work and highly recommend Carla to anyone looking for a broker who truly goes the extra mile.
Shiny profile picture
Shiny
11:20 04 Aug 25
Carla and Marguerite have been excellent communicators and very reliable to go to for help with my mortgage and property buying journey. The team are very responsive and appreciative of time poor healthcare workers. When it came time to move quickly, Carla was flexible, efficient and kept her lines of communication open. Would absolutely go with this team again in future.

COMMON QUESTIONS

Not sure where to start?

These are the questions we hear most often — and the ones we’re here to help you work through.

Can I still get approved if I've recently changed facilities or roles?
+
Yes. Frequent changes are common in aged care. As long as you have consistent work history, we can help show your employment stability — even across multiple providers or short contracts.
Can I buy with a partner who isn't in healthcare?
+
Yes. As long as one applicant qualifies under our allied health lending criteria, we can structure the loan so both of you benefit from favourable terms like waived LMI and tailored repayments.
Can I get a home loan while on a temporary visa?
+
Yes. We assist many allied health workers on 482, 491, and other skilled visas. Your visa type, employment status, and future pathway to PR are all considered when assessing your eligibility.
Will my HECS/HELP debt affect my borrowing power as a health worker?
+
It can, but some lenders take a lighter approach when assessing HELP debts for allied health professionals, especially if your income has a strong upward trajectory.

Our Service is Free

We offer expert mortgage broking services at no cost to you, ensuring you get the best loan without any hidden fees.

Hospital Visit Schedule

Want to see us in person?

We'll be at your hospital on the following dates

April – June 2026

Prince of Wales

April

7

Stall

May

4, 26

Stall · Corp Orientation

June

5, 23

Stall · Corp Orientation

St George Hospital

April

13

Corp & Nurse Orientation

May

4, 6, 8, 12, 19

Stall · Corp Orientation

June

3, 16

Stall · Corp Orientation

Sutherland Hospital

April

20

Corp Orientation

May

11

Corp Orientation & Ward Walk