About Us
At Healthcare Home Loans, we’re more than just mortgage brokers, we’re your dedicated
partners in finance.
As Australia’s leading healthcare lending specialists, we help you access exclusive benefits designed for your profession. Whether you’re buying your first home, upgrading, investing, or building your practice, we’re here to support you at every stage of your career.
We understand the unique demands of your profession, which is why we offer a premium,
end-to-end service tailored to your needs.
You can focus on caring for others while we take care of your financial future.
Why work with us?
Expert Guidance
We explain everything clearly, from pre-approval to settlement, and help you make informed decisions.
Grants & Incentives
We’re proud to support healthcare professionals across Australia, partnering with major health organisations to deliver expert advice where it’s needed most.
Higher borrowing power
Know exactly what you can afford before you start shopping.
Frequently Asked Questions
Can I get a home loan with a 5% deposit as a First Home Buyer in NSW?
Yes, as a first home buyer, you may be eligible for a 5% deposit loan with waived Lenders Mortgage Insurance (LMI), saving you thousands upfront.
What is the Home Guarantee Scheme?
The Home Guarantee Scheme lets first home buyers purchase with just a 5% deposit and no LMI. From 1 Oct 2025, bigger caps, no limits, and expanded access make it even easier for healthcare workers.
Do healthcare professionals get special home loan benefits?
Yes! Many lenders offer healthcare workers lower deposits, waived LMI, higher borrowing power, and specialist loans, and we connect you to them.
Do I need to pay Lenders Mortgage Insurance (LMI)?
Not under the Home Guarantee Scheme.
By purchasing with a 5% deposit and government backing, you can save tens of thousands in LMI costs.
